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The Best Fairfield, Westport, and Weston Web Sites

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The Welcome Club of Fairfield/Easton I Love Westport Online Townline Westport Weston Online Fairfield County Activities	Town of Fairfield Westport Online Town of Weston
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Request My Free Fairfield, Westport, and Weston area Relocation Package.

Request my Free Fairfield, Westport, and Weston area Relocation Package. It's packed full of useful and important information about the Fairfield, Westport, and Weston, Connecticut area. Don't move here without it!

Are you new to the area? Request my FREE Fairfield, Westport, and Weston area package of relocation information. It's my job to help! There's no obligation, and I promise to respond quickly...

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School Reports in Fairfield, Westport, and Weston, Connecticut

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Financing Your Home >Assuming a Mortgage

You may be able to assume the seller's mortgage liability when buying a house instead of having to apply for a new loan.

Assuming a loan could minimize your down payment or closing costs and get you a more advantageous interest rate. To know whether an assumption will work, find out the loan balance. If the balance is a small fraction of the purchase price, you will have to come up with a large down payment or get a second loan for the difference, unless the seller is willing to provide some of the financing. If the loan balance is high, the loan may have been made when interest rates were higher than they are today.

Most newer loans that are assumable have adjustable rates. If you are considering an assumption because of credit problems, you will need the lender's approval to make the transaction work.

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Q	What has a tremendous impact on the U.S. economy, comprising between $10-$15 trillion of the nation's wealth?
A	Real Estate--it goes through cycles, but still has a long-term record of strong investment return.
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Melanie Smith, REALTOR®, real estate agent and broker for Fairfield, Westport, and Weston, Connecticut home listings, property and land for sale - NUMBER1EXPERT

Melanie Smith
Prudential Connecticut Realty
PO Box 532; 411 Pequot Avenue
Southport, CT 06890
203-319-3403
Fax: 203-255-2330
Voice Mail: 203-429-1714
Melaniesmith@prudentialct.com
melaniesmith@NUMBER1EXPERT.com
Melanie Smith, ABR, ABRM, CRB, CRS, GRI has been the top producer in her area since 1980, currently in the top 1% in the nation. Assertive representation, confidentiality and professional service to buyers and sellers. Prudential Connecticut Realty is an independently owned and operated member of The Prudential Real Estate Affiliates Inc., and Prudential is a service mark of The Prudential Insurance Company of America.