Fairfield, Westport, and Weston real estate and homes for sale in Connecticut, On Southport Harbor, Single Family Homes, Condos - Melanie Smith, REALTOR® REALTOR® Logo - NUMBER1EXPERT NUMBER1EXPERT™ Logo
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Melanie Smith

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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 203-319-3403.
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I add my newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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“We appreciated the way you kept up on every detail and kept the ball rolling (so to speak)."
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Real Estate - Homes - NUMBER1EXPERTS Sell More!
Melanie Smith is one of The Top Selling Real Estate Experts™
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Pre-Qualify For Your Mortgage
Welcome > For Buyers > Mortgage Prequalification ...

Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a Fairfield, Westport, and Weston real estate agent to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you! 

I can help you pre-qualify for your mortgage. It's my job! This is free and without obligation... 

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School Reports in Fairfield, Westport, and Weston, Connecticut
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Connecticut Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.
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Real Estate Tips
Investment Real Estate >Location And Value

One of the most important factors that affect the value of property is obviously location. Wise investment philosophy suggests that you invest in a sound property in a more modest area that will increase in value in the future. Buying into an area that is being gentrified, or that is otherwise coming back, is one way to do this.
Timing is everything, however! Most investors don't want to risk too much by being a pioneer, but want to get involved early enough so that there is still considerable room for appreciation in value. Being a pioneer is fine if you are a risk-taker with a lot of patience and cash is not the primary issue. Otherwise, it is safer to buy into an area after the restoration trend is unmistakably established.

Neighborhoods that are ripe for restoration have some common characteristics. They are next to a prestigious area or in a good walk-to-work location and have houses that are basically in good condition or "fixer-uppers" with realistic price tags.

See All Tips In The "Investment Real Estate" Category >
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Real Estate Trivia
Q 
What is the largest home in Hollywood?

A 
The largest home in Hollywood is currently "The Manor" at 36,500 square feet, built by T.V. producer Aaron Spelling for $37 million.
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Melanie Smith, REALTOR®, real estate agent and broker for Fairfield, Westport, and Weston, Connecticut home listings, property and land for sale - NUMBER1EXPERT

Melanie Smith
Prudential Connecticut Realty

PO Box 532; 411 Pequot Avenue
Southport, CT 06890
203-319-3403
Fax: 203-255-2330
Voice Mail: 203-429-1714
Melaniesmith@prudentialct.com
melaniesmith@NUMBER1EXPERT.com

Melanie Smith, ABR, ABRM, CRB, CRS, GRI has been the top producer in her area since 1980, currently in the top 1% in the nation. Assertive representation, confidentiality and professional service to buyers and sellers. Prudential Connecticut Realty is an independently owned and operated member of The Prudential Real Estate Affiliates Inc., and Prudential is a service mark of The Prudential Insurance Company of America.

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