Fairfield, Westport, and Weston real estate and homes for sale in Connecticut, On Southport Harbor, Single Family Homes, Condos - Melanie Smith, REALTOR® REALTOR® Logo - NUMBER1EXPERT NUMBER1EXPERT™ Logo
Contact Information
Email Melanie Smith
Login
Go To Sitemap

Feature Properties
Search All Local Listings

All agents are NOT alike! Find out why I am a top real estate expert. Call me: 203-319-3403.
Special Offers
Get Free Presentation On My Home Marketing.
Before signing a contract with any real estate agent, make sure you know EXACTLY how your home will be marketed.
Find Out More >
View All Offers >

Testimonials
A Fine Person
"I feel a lot better about the prospect of moving knowing you are involved.”
Read Quote >
View All Quotes >

TripleCalc
Compare three mortgages at one time. Download TripleCalc now. It's free.


Real Estate - Homes - NUMBER1EXPERTS Sell More!
Melanie Smith is one of The Top Selling Real Estate Experts™
Find Out More >


Latest Listings
Get the Latest Listings Before Anyone Else!
As soon as I list another home for sale, I'll email you. You'll know first.
Name:
Email:
Affiliates
General Contractor
RT Luciani, LLC
Find Out More >
View All Affiliates >

Latest News
Get the Latest Real Estate News, Hot Off the Presses!
If you are buying or selling a home, you need my eNewsletter.
Name:
Email:
Affiliates
Welcome > Resources > Special Offers > Affiliates ...

Check Out These Special Offers From My Affiliates! 

Just for you from the affiliates of my web site! Please take advantage of the following special offers... 

Architects
JP Franzen + Associates
Find Out More >

Architects
Silvia Erskine + Associates, LLC
Find Out More >

Electrician
Casey Kilbusz
Find Out More >

Electrician
Cashmere Kilbusz
Find Out More >

General Contractor
RT Luciani, LLC
Find Out More >

Inspector
Res-I-Tec, Inc.
Find Out More >

Lenders
CT Home Mortgage
Find Out More >

Plumber
Peter Kunkel
Find Out More >




School Reports in Fairfield, Westport, and Weston, Connecticut
"A model of how the Internet can facilitate the process of deciding where to send your children to school"
- America's Best School Profiles by
The Heritage Foundation

Connecticut Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.
  Schools in Fairfield, Westport, and Weston 



Real Estate Tips
Financing Your Home >More On ARMs

Lenders are always looking for new ways to help buyers get into the home of their dreams. Today they frequently use adjustable rate mortgages (ARMs) to increase the buyer's options. The interest rate on an ARM changes periodically to reflect changes in the national market. Since the loan starts at a rate that is lower than the national average, lenders can reduce the borrower's qualifying criteria.

One way to distinguish between different ARMs is by the national index to which they are tied. Some ARMs are tied to a slow-moving index called the cost-of-funds index; these are usually the most desirable. ARMs that are tied to a more volatile index, such as Treasury Notes, can be adjusted upward at a quicker rate. Look at all the factors before choosing a loan. The faster index loan may start out with lower rates and lower monthly payments, but the slower index ARM may eliminate your concern about having to re-finance down the road.

See All Tips In The "Financing Your Home" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
What was the world's highest viewing platform before the opening of the Empire State Building in 1939?

A 
The Eiffel Tower, built between 1887-1889, was for 42 years the highest viewing platform in a man-made structure.
See More Real Estate Trivia >


Print This Page Send To A Friend



USA and Canada Real Estate - NUMBER1EXPERT
NUMBER1EXPERT®
© Best Image Marketing and/or its clients.
All rights reserved. All information deemed reliable but not guaranteed.

www.CallMelanieSmith.com is brought to you by Melanie Smith